Buy To Let Mortgages for Limited Companies, SPV's, Trusts
Largely due to the governments' 2016 budget changes to mortgage interest tax relief and stamp duty surcharges which mainly hit the property investor sector there has been a huge shift in property ownership from individual or jointly named owners, to corporate structures under Limited Company strategies.
Just a year earlier, the UK BTL mortgage market catered only in a small way for Limited Company borrowers, however 12 months later and a myriad of new specialist lenders has evolved. There are many existing BTL lenders who have now also added Limited Company borrower products to their range now, too.
The UK mortgage market is resilient and whereas change is inevitable, first time landlords, or property investors with one or two properties, or even a large portfolio, all need to know which banks, building societies and specialist lenders are available.
The buy to let mortgage products which we provide include such criteria as 'no minimum income', no maximum age stipulations, some with no early redemption penalties, tracker rates, fixed rates, no / low arrangement fees etc.
Further to a borrowers detailed conversation with specialist property tax advisers, and the resulting subsequent decision that buying / owning under a Limited Company name is right for you, Assured Funding is then the right place to discuss your best financial product options.
Alternatively, send us your details via the online form below, or by calling us on 0808 123 1 321.
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